Eligibility criteria for Home Loan:

• The foremost eligibility criteria to get a home loan is, you have to be an Indian citizen. Looking into your age, you can have age between 23 and 62 (salaried individuals) and age between 25 and 70 (self-employed individuals). You should have at least 3 years of work experience as a salaried employee or at least 5 years of business continuity in current business in case of self-employment. The minimum salary will be based on your city. Moreover, you should have a CIBIL score of 750 or higher.

Documents required for Home Loan:

• KYC documents, any one among the Passport, Driving License, Aadhaar card, Voter Id card.

• Applicant's Employee ID card

• Salary slips of the past 2 months.

• Bank account statements for the past 3 months (salaried) or 6 months (self-employed).

• Document proof of the business of minimum 5 years (self-employed).

Procedure to get the Home Loan:

• Step 1. Application: The filling application is the first step to get your Home Loan. It asks the basic information about you like, your name, mobile number, type of employment and more. Our representative will help to carry out this step easily.

• Step 2. Documentation collection: We have mentioned above the required documents to get the Home Loan. Note: Some more documents may be required during the meet.

• Step 3. Documentation processing and verification: The next step is, our lender will authenticate the documents you submitted. In addition to that, your CIBIL score and credit report will also be checked. Only if all satisfied, it moves to the next step.

• Step 4. Sanction Letter: Once the above steps are done, you will receive a Sanction letter. It usually contains Loan amount, Rate of interest, Type of interest rate (Fixed or Variable), Repayment tenor, Terms, conditions and policies for home loan, You have to sign this letter, and send it back to the lender to accept this offer.

• Step 5. Secure fee payment: Once you sign the sanction letter, you have to pay a one-time secure fee. Your lender may expect you to pay this fee as earlier.

• Step 6. Legal and Technical check: In this step, they will send their representatives to your property site for checking.

• Step 7. Loan agreement and disbursal: Once all the information is verified and satisfied, you will receive the final agreement. At last, your Home Loan will be paid out to you as per the terms.